What’s your legacy? Without clear estate planning, even the most successful person can see their life’s work unravel under the weight of taxes, legal delays, and family conflict. At Deacon Wealth Management, we ensure your estate becomes a source of protection, not confusion.

A will is essential—but it’s only the beginning. A complete estate plan addresses not just who gets what, but how and when. Should a grandchild receive their inheritance at 18, or only after reaching certain milestones? How will you provide for a spouse while preserving family assets? These are the questions a will can’t answer alone. We are also adamant that proper planning includes having a current POA in place for both personal care as well as for property.

We build plans that protect wealth, provide structure, and pivot as life changes. From taxes and liquidity to family agreements and succession plans, we bring every piece into one cohesive strategy.

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High-net-worth estate planning done right

At Deacon Wealth Management, estate planning isn’t a formality—it’s a deeply personal process. Our hands-on, family-centred approach means we don’t just prepare documents; we coordinate directly with your lawyer, accountant, and insurance providers to ensure every piece of your estate plan is aligned and airtight. Clients trust us to bring clarity to complexity, reduce tax burdens, and ensure their legacy is preserved exactly as intended. We stay involved through every chapter of life, continuously refining the plan so it evolves alongside your goals and family dynamics.

For high-net-worth families, estate planning is more than dividing assets—it’s protecting what you’ve built over decades. With more complexity comes more risk: multiple properties, private businesses, large investment portfolios, and a higher tax burden.

We specialize in high-net-worth estate planning that reduces friction and maximizes legacy. That means:

  • Minimizing capital gains tax and probate fees
  • Using trusts to control how and when assets are distributed
  • Creating tax-efficient structures for business succession and property transfer
  • Coordinating across professionals to ensure no gaps

With Deacon Wealth Management, every detail is covered—so you know your estate will do exactly what you intend.

Life insurance: tax-free liquidity when it matters most

When large tax bills threaten to force the sale of family assets, life insurance becomes a powerful tool. It creates immediate, tax-free liquidity for your estate—protecting your family from difficult decisions during already emotional times.

We use life insurance to:

  • Cover final expenses and taxes
  • Fund inheritances without impacting other assets
  • Support buy-sell agreements in business succession
  • Maintain your family’s lifestyle during transition

Life insurance can be the quiet hero of your estate plan, ensuring your wealth moves cleanly and efficiently to the people and causes you care about most.

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Estate transfer that empowers the next generation

Wealth transfer isn’t just a transaction—it’s a transition. An inheritance without guidance can overwhelm, leading to stress or poor financial decisions. We emphasize education and structure, using tools like trusts to release funds with intention.

At Deacon Wealth Management, we focus not only on the what, but the how. We help your children and grandchildren receive with clarity, understand their roles, and grow into their financial responsibilities with confidence.

Philanthropy as part of your legacy

Your estate can reflect more than your success—it can reflect your values. For clients who wish to include charitable giving in their estate plan, we offer structured options like donor-advised funds, charitable trusts and foundations, and strategic gifting of appreciated securities.

Giving back can also reduce tax burden while supporting causes that matter to you. Whether it’s education, health care, environmental change, or local community needs, we align your giving with your broader financial goals.

A living, evolving plan

Life doesn’t stand still—and your estate plan shouldn’t either. Marriages, divorces, new grandchildren, changes in asset structure—each shift requires a plan that adjusts. We don’t hand you a binder and wish you luck. We stay involved, keeping your estate strategy aligned with your values and life’s changing reality.

With regular reviews, ongoing communication, and proactive updates, we make sure your estate plan evolves with your family.

The estate quarterback

Coordinating legal documents, tax planning, insurance strategies, and family wishes requires more than one professional. At Deacon Wealth Management, we act as the quarterback—bringing everything together so your estate plan actually works in real life, not just on paper.

We work closely with your lawyer, accountant, and other professionals to ensure all parts of your plan speak the same language and serve the same purpose. No more gaps. No more guesswork.