Charitable giving isn’t just about writing a cheque. It’s about aligning your values with your financial life—and making sure your impact lasts. At Deacon Wealth Management, we help you integrate giving into your long-term plan, so your generosity supports the people, causes, and communities that matter most to you.
We believe that you can never go wrong by doing the right thing—and that principle guides every charitable giving strategy we design.
Whether you’re donating securities, setting up a donor-advised fund, or using insurance as a philanthropic tool, our goal is simple: to help you give with both heart and strategy.
Giving with purpose—and precision
True generosity goes beyond the gift itself. It’s about making sure your giving is sustainable, meaningful, and tax-efficient. We take your charitable goals and build them directly into your wealth strategy.
That might mean:
- Gifting appreciated securities to reduce capital gains
- Naming a charity as a beneficiary in your life insurance policy
- Creating a giving plan that evolves with your wealth
When charitable giving is treated as part of your full financial picture, it becomes more than kind—it becomes powerful.
Donor-advised funds: smart giving made simple
If you want to make a difference without the administrative burden, donor-advised funds (DAFs) are a powerful solution. You receive an immediate tax benefit, and the funds remain available for future gifts—at your pace, on your terms.
DAFs make it easy to stay organized, support multiple causes, and involve your family in giving decisions. We help you establish and manage your donor-advised fund, ensuring your generosity is flexible and far-reaching.
Appreciated securities: a win for you and your cause
Donating publicly traded securities is one of the most tax-efficient ways to give. You eliminate the capital gains tax you’d owe if you sold the asset, and you still receive a charitable receipt for the full market value.
It’s a strategy that multiplies impact—for the charity and for your bottom line. We manage the transfer seamlessly, aligning the donation with your broader investment and tax strategy.
Life insurance: giving that lasts beyond your lifetime
Life insurance can be more than a safety net—it can be a legacy. By naming a charity as a beneficiary, you ensure your impact continues long after you’re gone.
Depending on how the policy is structured, your premiums may even qualify for tax credits today, creating benefits now while planning for future giving. We’ll walk you through the options so your policy does more than protect—it inspires.
Tax efficiency without compromise
The tax system is complex, but it also presents opportunity. With the right strategy, charitable giving can reduce your tax bill while supporting the causes close to your heart.
We help you:
- Sequence donations for optimal tax credits
- Integrate charitable gifts into your estate plan
- Use withdrawals and capital gains to your advantage
- Explore the power of a charitable foundation
With Deacon Wealth Management, your generosity doesn’t come at the cost of your financial health.
A legacy your family can build on
Charitable giving can be a powerful way to bring generations together. When you involve your children or grandchildren in the process, you’re passing on more than wealth—you’re passing on values.
We guide families through shared giving plans that unite purpose and legacy, helping create a culture of generosity that lasts beyond a single generation.
Why planning matters
A one-time gift can make a difference. But a structured giving plan? That creates lasting change. We believe in transforming good intentions into long-term strategies—ones that evolve, adapt, and grow with you.
With a plan, you gain:
- Clarity on your goals and the impact you want to make
- Flexibility to support multiple causes over time
- Confidence that your giving aligns with your broader financial plan
You don’t need to be a philanthropist to give meaningfully. You just need a plan that matches your vision.
We take care of the details
Coordinating with your accountant. Reviewing legal structures. Managing the timing of gifts. It’s a lot. But it’s not your burden to carry. At Deacon Wealth Management, we handle the logistics so you can focus on the reason behind your giving. Whether you’re setting up a charitable strategy for the first time or refining an existing plan, we make it seamless.